Living & Working in Guernsey

Living In Guernsey 

Guernsey is one of the Channel Islands, located in the English Channel between France and the UK.  Though independently governed, the Channel Islands are under the protection of the British Crown.

Guernsey is the second largest Island in the group with a population of c.60,000 in an area of 25 square miles.  Whilst the Island is not in the European Union (EU), it does have a special relationship with it.         

 

Where is Guernsey?


Guernsey is one of the Channel Islands, located in the English Channel between France and the UK. Though independently governed, the Channel Islands are under the protection of the British Crown.
Guernsey is the second largest Island in the group with a population of c.60,000 in an area of 25 square miles. Whilst the Island is not in the European Union (EU), it does have a special relationship with it.


Can anyone buy a house in Guernsey?


Guernsey properties fall into either “Local Market” or “Open Market” categories.
Local Market housing is for locally qualified residents or for those persons whose employer has applied for an Employment Permit on their behalf.
Open Market properties are generally much more expensive than Local Market. If you hold a British or EEA passport or have been granted “Indefinite Leave to Remain in the UK”, you can move over to Guernsey, live in a single occupancy Open Market property and work on the Island for as long as you wish, or you can live in a multi-occupancy Open Market dwelling and work here for a maximum of 5 years then you must leave the Island.


Does Guernsey have VAT?


Guernsey does not have VAT.
VAT can be refunded or deducted from the price of goods which are exported/mailed to Guernsey if certain conditions set by HM Revenue and Customs are met.

 

How are Guernsey’s travel links?


Guernsey has strong links to our sister-island Jersey, as well as various UK cities via air, the main ones being London Gatwick and Southampton - on average 14 flights a day!
There is also a ferry that travels daily to the UK, France and Jersey.


What's the work life balance like in Guernsey?


Guernsey has an outstanding work life balance, it has amazing restaurants, pubs, golden beaches, historic sites, a great music and art scene and an extensive network of sports clubs.
Most Guernsey residents have a stress-free commute, whether it be by bike, bus or car, and every local resident can get home from work within 30 minutes.


What is the Education system like?


Guernsey has an excellent education system, with 24 schools (government or private) all following the UK curriculum.
BTEC courses and adult evening courses are also available at Guernsey College of Further Education, and the GTA University Centre provides an excellent service for anyone wanting to undertake a professional qualification.

 

What is the Guernsey Sport scene like?


Guernsey has a very active sports scene and a wide range of sports clubs. Whether you love golf, football, tennis, cycling, swimming or boxing, amongst many others, there will be a club for you to join!
In the summer there are plenty of outdoor sporting activities and social clubs to keep both adults and children entertained.

 

Why Guernsey?


1. Stunning Scenery & Views
2. 21 Beaches- you are always close to a beach
3. Very Family Friendly
4. Outdoor Activities
5. Free Parking
6. Guernsey Milk – world class
7. Very low crime rate
8. Island hopping to Herm & Sark – our small sister paradise islands just a short boat ride away
9. International offshore centre with a thriving finance industry and entrepreneurial spirit

What more can we say! Guernsey is a slice of heaven and there is no other place like it.

Working in Guernsey

Due to the size of this Island, its offshore status and the density of the population, strict controls have been imposed on who is allowed to live and work here.

All employees require an up to date “Right to Work” document issued by the Guernsey Housing Department to confirm they are lawfully housed and permitted to work.

 

What job opportunities are there in Guernsey?


Guernsey has a global reputation of being a financial centre of excellence, therefore there is a huge selection of job sectors to choose from including Banking, Trust Management, Fund Management, Insurance, Accountancy, Compliance, IT and Private Wealth Management, to name just a few. In addition, there is a thriving entrepreneurial commercial industry in Guernsey with job opportunities including Marketing, Advertising, Sales & Customer Service, Procurement, Retail, Hospitality, etc.


Can I work in Guernsey with a British passport?


If you hold a British or Irish passport or have been granted “Indefinite Leave to Remain in the UK”, you can move over to Guernsey, live in a single occupancy “Open Market” property and work on the Island for as long as you wish, or you can live in a multi-occupancy Open Market dwelling and work here for a maximum of 5 years then you must leave the Island.


How can I live and work in Guernsey?


As mentioned above, if you hold a British or Irish passport or have been granted “Indefinite Leave to Remain in the UK”, you can move over to Guernsey, live in a single occupancy Open Market property and work on the Island for as long as you wish, or you can live in a multi-occupancy Open Market dwelling and work here for a maximum of 5 years then you must leave the Island.

From 1 January 2021, as well as all non-EU international residents, all EU nationals (other than British or Irish citizens) travelling to Guernsey for employment purposes, will be required to apply for a visa to enter the United Kingdom and Bailiwick of Guernsey prior to travel. For further information, please visit https://gov.gg/eunationalsbrexit.

Depending on the field and level of role you seek (if the job is considered “essential” to the Island and your skills cannot be easily sourced locally), your employer may apply for a Work Permit (visa) on your behalf. In addition to the Work Permit, you will also need an Employment Permit (Guernsey Right to Work document) from your new local employer, which is issued by the Guernsey Population Management Department - https://www.gov.gg/populationmanagement Employment Permits are either Medium Term (5 years) or Long Term (8 years) and depend upon the type and level of role you undertake.

How do I get a work permit (visa)?


Work Permits are issued by the Guernsey Border Agency for a maximum of 5 years. Depending on the field and level of role you seek, your employer may apply for a Work Permit on your behalf. In addition to the Work Permit you will also need an Employment Permit (Guernsey Right to Work document) from your employer, which is issued by the Guernsey Population Management Department.

 

How much tax do you pay in Guernsey?


The Guernsey Income Tax rate is 20% of earnings, however there is a standard single person’s allowance, which means that you do not pay income tax on the first several thousand pounds of your annual earnings.  Check out the current Single Person's Allowance for income tax on https://www.gov.gg/tax   You will also see a general guide to Guernsey Income Tax on there.
Guernsey doesn’t have Capital Gains Tax, Inheritance Tax or other wealth tax.


How do you pay tax in Guernsey?


If you have just moved to Guernsey permanently or are about to, you will need to register with the States of Guernsey Revenue Service. You can find the online registration form here –
https://eforms.gov.gg/NewArrivals.asp
The correct tax contributions will be automatically deducted from your salary by your employer.


Do you pay National/Social Insurance in Guernsey?


Yes, Guernsey residents must pay Social Security (national/social insurance), the current rate (January 2023 onwards) is 7% of earnings and applies to everyone over school leaving age. The correct social security contributions will automatically be deducted from your salary by your employer.


The reason we contribute to the Guernsey Social Insurance Scheme is to receive various local benefits according to whether you work and how you are employed. As an employed person, you are entitled (subject to fulfilling certain conditions) to: Sickness Benefit, Invalidity Benefit, Industrial Injury Benefit, Industrial Medical Benefit, Industrial Disablement Benefit, Unemployment Benefit, Old Age Pension, Bereavement Benefit, Death Grant and Maternity Benefit.


For more information regarding Guernsey Social Security (national insurance), please visit their website: www.gov.gg/SScontributions


Do you pay council tax in Guernsey?


No there is no council tax in Guernsey, however, there is an annual Tax on Real Property and annual parish (local village) rates to cover infrastructure costs.

Helpful links

For further information on housing control, eligibility to live and work on this Island and tax and social security issues, please visit:

Moving to Guernsey


If you are thinking about relocating to Guernsey permanently and have either a local partner, Guernsey connection or an EEA passport, contact our Directors today for more details:-

 

Jenny Mitchell

FIRP Cert RP - Director & Shareholder

+44 (0) 1481 710639

jennym@situations.gg

 

Melissa Campbell

FIRP CertRP MInstLM ACMI - Director & Shareholder

+44 (0) 1481 710639

melissac@situations.gg